Fees for transfers in euro (EUR)

Paysera is a part of the Single Euro Payments Area (SEPA) and a member of SEPA Instant, which enables us to execute instant transfers.
Please note that time on Paysera website is indicated according to the UTC+3 time zone.

There are several methods to transfer money in euro, which differ by price and crediting time.

• Standard (non-urgent) transfers (SEPA)
• Instant transfers (SEPA Instant)
• International transfers (non-SEPA)
• Euro (EUR) transfers for business clients
• Euro (EUR) transfers in Kosovo

Standard (non-urgent) transfers in euro to the EEA countries are performed via the SEPA system using an IBAN account.

EXCEPTION: when transferring money on business days to Lithuanian banks Citadelė, Medicinos bankas, Šiaulių bankas, Lithuanian Credit Union, Vilnius credit union, CSDL Registrar of personal accounts, Lithuanian post, Perlas services, European Merchant Bank, General Financing, United Central Credit Union, LTL Credit Union, AB Mano Bankas, UAB PayRay, "Rato" Credit Union, Credit Union "Saulėgrąža", and Credit Union "Taupa" transfers are performed as follows:

Instant transfers (SEPA Instant) are executed only to EEA countries and only provided the recipient's bank is a member of the SEPA Instant system.

International transfers in euro are euro transfers to banks which are not connected to the SEPA system, including banks outside the EEA.

If your international transfer in euro is rejected, most probably the recipient bank is not included in the list of TARGET2 participants. Please contact the client service center indicating your transfer information, and we will try to execute your transfer.

Most Paysera services are provided to clients at cost price. Transfers performed by international companies and payment service providers require additional human resources, which is why the price is also higher.

* International company is a company, which:

• carries out an actual economic activity in an international environment or on the territory of several countries, although does not conduct such activity in the country of registration, or the activity is limited under the incorporation documents, or by the jurisdiction of that country and (or)
• the client is subject to significant tax relief, and (or)
• legal acts do not require such entities to prepare and submit financial statements, including annual financial reports, to supervisory institutions.

** NLB Banka Prishtina, Turk Ekonomi Bankasi, ProCredit Bank, Banka Ekonomike, Raiffeisen Bank Kosovo, Banka Kombetare Tregtare, Ziraat Bankasi.

When performing a transfer from the e-system, the issuer of e-money (Paysera) redeems e-money for their nominal value, i.e. exchanges electronic money in the system for standard money in a ratio 1:1. Thus, fees for transfers given in the table are in fact fees for redemption of e-money.

• Note: Transfers to Belarus are performed only in EUR currency to banks with the following SWIFT codes: AEBKBY2XXXX, AKBBBY2XXXX, ALFABY2XXXX, BAPBBY2XXXX, BLBBBY2XXXX, BLNBBY2XXXX, BPSBBY2XXXX, MMBNBY22XXX, MTBKBY22XXX, NBRBBY2XXXX, PJCBBY2XXXX, REDJBY22XXX, SLANBY22XXX, SOMABY22XXX, UNBSBY2XXXX, ZEPTBY2XXXX. Such transfer costs 7 EUR.
• Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case the transfer will be made on the nearest working day of the correspondent bank.
• The bank of the recipient may apply a fee for crediting of funds when the transfer is made from the EU. We recommend to learn which bank fees may be applied.
• The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
• Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied.